Florida Insurance Appraiser for Florida Insurance Appraisals



Florida Insurance Appraiser





Serving Florida as a top rated Insurance Appraiser - We are A+ Rated Insurance Appraisers


Pros & Cons

Appraisal vs Lawsuit

 Appraisal Lawsuit 

Quick - Expedient

Slower – protracted

Relatively less costly

Generally more costly

May be less adversarial

More adversarial

No appellate potential

Appeal is possible

Must pay fees/costs

May recover fees/costs

No firm procedure

Strict procedures



When is Appraisal Appropriate?

Sometimes there is a disagreement over the insurance company's valuation of an insurance claim. Policyholders often think the only way to settle the dispute is to hire a lawyer. Fortunately, this is not the case.  National Adjusters can be hired at act as your "Appraiser" for Appraisal, which is a method of Alternative Dispute Resolution often found in many homeowner and commercial insurance policies.

The language will often, but not always, state that appraisal is mandatory when properly demanded by the insurer or insured. It is important to have a qualified Appraiser review your policy to determine your options.

When properly executed, appraisal is binding on the parties as to the amount of loss only. Appraisal does not determine coverage. If not properly invoked, employed, and/or carried out the process may not be binding, so it is important to select a qualified appraiser and umpire.




How does the Insurance Appraisal Process Work?

The appraisal language in a HO3 policy typically reads as follows:

Appraisal. If you and we fail to agree on the actual cash value, amount of loss, or cost of repair or replacement, either can make a written demand for appraisal. Each will then select a competent, independent, appraiser and notify the other of the appraiser's identity within 20 days of receipt of the written demand. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a district court of a judicial district where the loss occurred. The two appraisers will then set the amount of loss, stating separately the actual cash value and loss to each item.

Contact National Adjusters to act as your appraiser. Once hired National Adjusters Insurance Appraisr will invoke the Appraisal clause/provision, the insured's appraiser and the insurance carrier's appraiser will estimate the damage and try to come to an agreement on the amount of loss.

If the appraisers fail to agree, they will submit their differences to the umpire. An itemized decision agreed to by two of these three will set the amount of loss. Such award shall be binding.

Each party will pay its own appraiser and bear the other expenses of the appraisal and umpire equally.

To inquire about the services of National Adjusters to act as your insurance appraiser, please fill out this form.



Insurance Appraisal


Top Rated Florida Insurance Appraiser


The most experienced and professional Insurance Appraiser in Florida. As your Florida Insurance Appraiser, rest assured that we are experts at getting homeowners, residential and commercial policyholders the most money on their claims. As your Insurance Appraiser you will have the most experienced and well versed Insurance Appraisers in Florida when it comes to maximizing your insurance claim settlements.

The insurance company has their own persons that represents their interests and protects their bottom line; a policyholder Insurance Appraiser that only works for you and represent your interest.  When looking for the best Insurance Appraiser you will want to make sure they have the experience necessary to have a favorable claim settlement.
With me as your Insurance Appraiser you will have someone handling all the details of your claim, writing a detailed estimate of the damages and fighting to get you the most money possible
As a Florida Insurance Appraiser we specialize in fire damage appraisals, smoke losses, pipe breaks, flood damage, mold damage, tornado claims, hail damage, water damage claims, natural disasters such as tornado, hurricane, earthquakes and more. Call me if you want the best results, don't just hire anyone, hire the most reputable and most experienced Insurance Appraiser in the State of Florida



track record for success


We are unlike any other Insurance Appraiser we have the ability to  team you up with professionals like Insurance Attorneys, Restoration Contractors, Plumbers, Public Adjusters, Estimators,  Structual Engineers. Because these established relationships have been developed it enables me to to much more profitable results for my clients.

one dedicated pro


You will have ONE dedicated Insurance Appraiser for your claim, not a patchwork of several members like some companies do. For example, some well known companies uses one person to do the intake, a estimator to scope the damage and an insurance adjuster to negociate the settlement. That is NOT an effective stragety when adjusting a loss. We do it all, and you benefit greatly from that as he knows the inside and out of all of his claims.


Bryan is an expert adjuster


we are considered one of the top Insurance Appraisers in Florida, having been involved in thousands of appraisals over the past decade. we have adjusted the most complex of commercial and condominium claims to smaller homeowners claims. When it comes to knowledge of the insurance claims enviroment our abilty is unsurpassed.


attention to detail


Insurance claims require the utmost training and knowledge when it comes to getting the largest settlements. Knowing what the insurance policy allows for and what it does not is a destict advantage for you if you have the right Insurance Appraiser on your claim. National Adjusters has a track record for being very thorough and having a unique abilty to seeing things other adjusters do not



Call Now!


"Our South Florida Public Adjuster was the best."

— D. Summa, Fort Lauderdale

No Recovery, No Fee. No Out of Pocket

Don't Be Underpaid By Your Insurance Company!


The Most Experienced Florida Public Adjuster!


"Most Experienced Insurance Appraiser & Loss Consultant in Florida "


Simply fill out the form below to contact us!

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What Clients Are Saying About Us

  • My friend referred me to hire a National Adjusters, and I have to say I was a bit skeptical as I have been misled by others promising results and always coming up short. National Adjuster, has proven themselves to me and five of my personal friends and family, he has gone the distance and stayed persistent in achieving some amazing results when we felt completely frustrated dealing with all the insurance company delay tactics, attempts to low ball our insurance claim and poor claims handling practices. I have invited several of National Adjusters public adjusters to my family functions as I feel everyone should have someone like them close by when disasters happen.

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    • Evangela Polichronis
  • I have nothing but praise for National Adjusters! They came in with a crew of engineers, roofing consultants, and inspectors, did a ton of detailed paperwork and many supplemental reports, dealt with our insurance company adjusters, and within months National Adjusters came through with over $1 million dollars of additional insurance money. You kept us informed along the way, and you were there for us. Thank goodness for National Adjusters, Inc.

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    • Michelle Waller
  • I am a senior risk manager at a large manufacturing firm who recently used National Adjusters, Inc service to assist us with our insurance company. I just had to write and let you know how satisfied I am with the results your organization was able to achieve! The business interruption calculations allowed us to get additional coverage and payment that the insurance company adjuster denied, the machinery replacement costs were finally paid per your expert evaluations a 400% increase, not to mention the fact that your team was able to successfully reduce the amount of depreciation the insurance company was attempting to apply. I honestly thought I could handle this insurance claims process myself; BOY was I wrong and at the same time grateful for the assistance National Adjusters was able to provide. You truly made me look like a hero to my superiors. I am so glad that I took a chance on you!

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    • Corey Willis
  • I am an insurance agent myself and have been for over 30 years. My wife and I have owned many homes and several apartment complexes. We filed our first claim in eight years and after waiting for 3 months for an adjuster and another two months for an engineer they sent, my insurance company said my claim was under my $1,000 deductible. It was then that I got extremely upset and called National Adjusters. Within 30 days they inspected my home, had a roofing consultant, an industrial hygienist, a certified infrared technician and other professionals inspect the damage, and sent me a check from my insurance company for almost $35,000 after applying my $1,000 deductible. They were extremely polite, efficient, and obtained excellent results. I would recommend National Adjusters, Inc. to anyone with an insurance claim in these difficult times. I no longer work in the insurance industry because insurance companies have grown difficult to deal with and the customer service is no longer there. That is why anyone in Florida with an insurance loss needs a Public Adjusters to act on their behalf and eliminate the stress!

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    • Robert Shanahan