Florida Public Adjusters Are Here to Help

The insurance claims process in the Sunshine State is a nightmare—your home is damaged, the language in your policy is hard to understand, and the insurance adjuster assigned to your case is primarily there to protect the insurance provider. Hiring a Public Adjuster to represent you changes the game.

What Are Public Adjusters?

Public Adjusters are professionals trained to negotiate with insurance companies on your behalf. They can help you understand your policy, file a claim, and argue for a fair settlement from your insurance carrier. Public Adjusters work with both residential and commercial property claims, and can even help with claims involving renters’ insurance. Hiring a Public Adjuster will not impact your current insurance rate.

Although they stay extra busy during hurricane season, Florida Public Adjusters take on all major property damage claim types—including wind damage, water damage, flood damage, hail damage, and fire damage—along with contents claims.

How Much Does A Public Adjuster Cost?

Florida Public Adjusters charge on a contingency fee basis, meaning they do not receive payment until they secure additional settlement money for you. While the fee amount can vary based on several factors, including the size and complexity of the claim, Florida caps Public Adjuster fees at 20% of the settlement amount, or just 10% in the event of a declared emergency by the Florida Governor’s office. You are not expected to pay this fee until after you receive your settlement check.

Trusted Public Adjusters In Florida

Florida Public Adjusters are licensed by the State of Florida and listed in a statewide database. Always make sure to verify a Public Adjuster’s license number before agreeing to work with them. If you suspect that someone may be attempting to represent themselves as a Florida Public Adjuster without a license, you can submit a fraud report. 

Having a licensed Public Adjuster in your corner makes the claims process less daunting and can help you secure a far larger settlement than you might have otherwise received. According to Tiger Adjusters®, the country’s largest public adjusting franchise, using a Public Adjuster increases the average insurance claim by up to 747%!

It’s important to do your research when looking for a Public Adjuster that is right for you. Trustworthy Florida Public Adjusters will have an up-to-date license, a strong local brand presence, and positive customer reviews and testimonials. 

Any Florida claim adjuster worth their salt will be able to give guidance on state compliance deadlines, standard policy provisions and exclusions, and how to navigate hurricane claims. 

Learn more about Public Adjusters and how they help with property damage claims below.